You might naturally assume that it is most important to talk to a Realtor when you’re selling or buying a home. But there are many other circumstances in which it makes sense to give me a call. Here are a few examples.

 

1. When you’re at the “thinking about it” stage

 

If you’re just thinking about selling your home, and haven’t made a firm decision yet, you might feel uncomfortable calling a Realtor. Don’t be. In fact, I welcome your call. We can discuss what your current property will likely sell for on today’s market, and determine the type of home you qualify to buy. That way, you’ll have some clarity and be able to make a more informed decision.

 

2. If you’re nervous about the selling process

 

If you haven’t sold a home before, you might be concerned about what’s involved in the process. You might even worry that putting your home on the market is going to be a lot of work and create a lot of turbulence for you and your family.

 

Fortunately, selling your home doesn’t need to be scary. In fact, a big part of my job as a Realtor is to make the process as smooth and trouble-free as possible.

 

So if you have concerns about selling your home, you should give me a call.

 

3. If you have questions

 

You likely have questions about the local real estate scene from time to time. You might have questions like: “How much did that home around the corner sell for?”; “Is now a good time to make a move, or should I wait until the market changes?”; and, “How much is my current home worth?”

 

When you have questions like those, you don’t need to dig for answers on your own. You can give me a call. As an expert in the local market, I can give you the answers you need.

Read

Imagine this scenario...

 

You purchase a new home and move in. A few weeks later, you hear a strange rumbling sound. It’s the furnace. It’s only a year old, yet it’s sputtering like it’s twenty. You realize you’ll have to call in an HVAC contractor to get it fixed.

 

You’re thinking, “Ouch! This is going to be expensive.”

 

Well, maybe not. You see, since that furnace is relatively new, it might be covered by its original warranty — even for you, the new owner.

 

But a warranty is useless if you don’t know it exists.

 

Recent studies suggest that upwards of 50% of people pay to get items fixed that were actually covered by a warranty. So, when purchasing a new home, be sure to ask this simple question: “What warranties do you have for items, materials or workmanship in this house?”

 

Warranties are common on new stoves, fridges, washers, dryers and other big ticket appliances. Some such warranties are transferrable, which means they are still in force when the items pass from one owner to another.

 

Even less expensive items, such as electronic thermostats and automatic garage door openers, may be covered by a transferrable manufacturer’s warranty.

 

If the home you’re purchasing is relatively new (say, less than 10 years old), the builder’s warranty may also still be in force. That can be handy if a structural problem arises.

 

Even recent renovations, may have come with a labour and/or installation warranty of some kind.

 

As you can see, warranties are everywhere! The more you’re aware of them, the more you’ll save when something needs repair or replacement.

Read

If you want to transform a room into something that’s functional, beautiful and perfectly matched to your taste, then you might want to hire an interior designer.

 

It’s an interior designer’s job to come up with imaginative ideas that will wow you.

 

It’s a myth that interior designers just deal with paint colours, décor and furnishings. In fact, according to the Interior Designers Institute, these professionals have the training needed to handle all aspects of a renovation or remodeling project, including selecting and managing contractors. They can direct a project from beginning to end.

 

If you want to renovate your basement into a stunning home theatre and gathering place, an interior designer can:

 

• Draw out several concepts for you to choose from,

 

• Purchase the best building materials,

 

• Hire the contractors, and

 

• Manage the project.

 

He or she can even pick out classic movie pictures for the walls!

 

There are many professional associations that have “Find an Interior Designer” links on their websites. In the U.S. check out the Professional Association for Interior Designers (www.asid.org). In Canada, it’s the Interior Designers of Canada (www.idcanada.org).

Read

Some people don’t give hallways much thought when painting and decorating. Instead, they focus on rooms.

 

The fact is, a great looking hallway can have the same, if not more, impact than the most eye-catching family room or bedroom, especially when you need to go through the hallway to get there!

 

Here are some painting tips that can bring a dull hallway to life:

 

      • Paint the hallway the reverse of the rooms around it. If the rooms are dark, use light colours in the hall. If the rooms         feature simple colours, consider being more dramatic in your choice of hallway paint.

 

      • In a longer hallway, using two shades of the same colour on perpendicular walls can make the space seem less             tunnel-like. (The darker shade goes on the shorter walls.)

 

      • Darker colours can work well if the space is well-lit and there are few, if any, shadows cast.

 

      • If you decide to paint the halls white, select an off-white or eggshell white. Avoid stark white as it will reflect light in           a way that’s unpleasant.

 

One more tip: Pictures can go a long way in making a hallway look inviting, regardless of the wall colour.

 

Good luck with the painting!

Read

Imagine there’s a neighbourhood you’d love to live in someday, but, every time you drive through, you rarely, if ever, see a For Sale sign. It’s as if homes get gobbled up by buyers the moment they get listed.

 

It’s true, properties do tend to sell quickly in desirable, in-demand neighbourhoods. Does that mean you’re destined to either hope for a lucky break or miss out on ever living there?

 

Fortunately, no. There are practical things you can do to increase your chances of getting into that neighbourhood.

 

Your first step is to find out the kind of new home you can afford. You want to get your financial ducks in a row so when a listing does come up in the area, you’re able to respond quickly. Find out the average price range of homes in the neighbourhood. Then, if necessary, talk to your lender or mortgage broker.

 

The second step is to get your current property ready for sale. You don’t necessary need to list it now, but you want to be in a position to do so quickly, if necessary. You may need to clean up and declutter, get repairs done, and spruce up your home in other ways.

 

The third step is to talk to me.

 

You see, listings in popular neighbourhoods often move fast. By the time you see them advertised on the internet, they may be gone. I can closely monitor listings in that area for you, so the moment one comes up that meets your criteria, you can be alerted. This greatly increases your chances of getting that home.

 

So if there is a dream neighbourhood you’d love to get into, give me a call.

Read

There has been a lot of emphasis lately on the importance of “going green”. That simply means being environmentally-responsible. You likely already recycle, use energy-efficient lights, and turn down your thermostat when no one is home.

 

Yet, most of us don’t think about the garden or flower bed when we “think green”.

 

We should. Here are a few practical things you can do to tend to outdoor plants — without negatively impacting the environment.

 

• Pull weeds instead of using a weed killer.

 

• Avoid strong pesticides. (Products that target only one or two types of insects tend to be less harsh.)

 

• Don’t use flower bed ornaments (i.e. gnomes) that might bleed colour dye into the soil. (Ask your garden centre before you buy.)

 

• Be careful not to leave hand spades, trowels, and other garden tools lying around, especially over winter. They can rust, which contaminates the soil.

 

These tips may seem minor, but if you want to be environmentallyconscious, every little bit helps!

Read

Imagine buying a product from a store, taking it home, and then discovering there’s a problem with it. Disappointing, yes, but not a catastrophe. You can simply take it back for repair or exchange.

 

But, what if it’s moving day, and you discover there’s a problem with your new home? Whoa. A house isn’t so easily returned!

 

What are the most common problems encountered on moving day?

 

• A delay in getting the keys.

 

• The seller not having completely moved out.

 

•An item expected to be included with the property is missing. (For example, the window blinds.)

 

• Something needs repair that was not disclosed by the seller, nor did it come up during inspection. (For example, the dishwasher not working.)

 

• Damage to the property caused by the seller. (For example, a heavy item dropped during the move and cracking a floor tile.)

 

Fortunately, these are rare events. In most cases, you can expect no serious issues when you move into your new home.

 

But, if something is wrong, you have options. So, call me immediately. In all likelihood, I will be able to quickly resolve the issue.

 

If it’s a serious matter, such as missing items, I may get your real estate lawyer involved to arrange for the return of the item(s) or compensation.

 

So don’t worry. Let the professionals handle it. You can just enjoy your new home!

Read

When you suffer damage to, (or the loss of), your home or its contents, you expect your insurance company to help you out. And, most do a good job of doing just that.

 

Still, it’s a good idea to review your policy with your insurance advisor and find out what’s covered and what isn’t. You don’t want to discover that your policy will not cover the cost of repairing the damage caused by a flood in your laundry room.

 

Pay particular attention to coverage in the case of water damage. Some insurance policies don’t cover floods and sewer backup unless an additional rider is purchased.

 

Also, check liability limits. Ask your advisor to recommend an appropriate level. Finally, make sure you know exactly how much your home is insured for. Are you covered for the full replacement cost? Are you comfortable with that coverage or the actual cash value?

 

Having the right insurance gives you peace-of-mind and is an important part of enjoying your home.

 

Keep in mind that experts advise you to review your insurance with your advisor. Ask lots of questions. Make sure you understand your coverage fully.

 

By the way, if you’re looking for an insurance advisor, I’m well-connected in the local “home” industry. I may be able to give you a couple of names of good, reputable professionals. Give me a call.

Read

Imagine finding the perfect home, only to discover there is serious interest from at least a dozen other buyers. It’s like scrambling for the last piece of cake at a buffet!

 

Fortunately, there are things you can do to help get the home you want, even in a highly competitive market. Here are just a few ideas:

 

• Only view a few ideal properties at a time. If you see too many, and thus spread yourself too thin, you risk homes slipping through your fingers.

 

• Be realistic about price. Focus on finding a great home that you can afford, rather than trying to find a bargain.

 

• Consider homes that need some work. They get less interest than perfectly staged properties, yet can turn out to be a dream home.

 

• Be prepared to make an offer with as few conditions as possible. An offer conditional on passing inspection is usually fine, but in a competitive situation, offers with other conditions will likely be turned down flat.

 

• Make your decisions quickly. If there are likely to be other interested buyers, you want to get your offer in early.

 

• Make the right offer. To win the deal, you want your offer to be as enticing as possible to the seller — especially when it comes to price.

 

Yes, it can be tough finding an ideal home in a hot market, but I can help.

Give me a call and I’ll show you how.

Read

Decorative moulding is one of the most eye-catching ways to upgrade a room. You’re probably accustomed to seeing standard baseboard moulding installed where your floor meets the wall. But, there are many other types.

For example:

 

• Crown moulding for ceilings.

 

• Panel moulding for a southern colonial look.

 

• Chair rail moulding, which is very distinctive on walls.

 

• Apron moulding for window sills.

 

• Entablature moulding for above doorways.

 

Decorative moulding comes in a dizzying array of styles. Interior designers recommend taking home samples, just as you would take paint swatches, to test out ideas.

 

In addition to style choices, you also need to select the material you prefer. Moulding can be made of wood, plaster, laminate, composite, fiberboard, vinyl and other materials. There are pros and cons to each. Generally, the higher-priced options are more attractive and durable. (If you select wood, you typically have the additional option of “finished or unfinished”. If you choose unfinished, you of course, will be painting it yourself.)

 

Choosing the right moulding for the look you want is the toughest part of the job. Installation is a lot easier and most people with DIY experience have no problems.

 

So if you want to add some magic to your walls, consider decorative moulding. It can turn a room from standard to stunning.

Read

When you list your home for sale, you want as many buyers as possible to find out about it. So consider how many friends, neighbours and work colleagues you have. Then think about how many people they know.

 

The number is likely in the hundreds. One of those people could be looking for a property just like yours.

 

That’s why getting your friends to spread the word about your listing is so effective. How do you do that?

 

One strategy is to have a moving party. This gives you an opportunity to ask your friends, as a group, to tell others about your listing.

 

You can also encourage your friends to bring a guest who is currently in the market for a new home.

 

Another good idea is to put a profile of your listing on Facebook. This is the fastest and most convenient way for your Facebook friends to point others to your listing.

 

Do you have friends who work at larger organizations like banks and factories? They probably have access to an employee lunch room with a bulletin board. You can spread the word by asking them to put up an information sheet on your listing.

 

Try one or more of these ideas. Combined with my marketing plan for you, they can help get more qualified buyers to your doorstep.

 

Want more tips on promoting your listing? Call today.

Read

If you’re paying a lot of money for a new washing machine, wouldn’t it be nice to know how long you should expect it to last? There is, of course, no exact formula for figuring that out. Every brand and unit is different. There are however, some broad estimates.

 

According to an article in Consumer Reports, a washer and dryer will hum along just fine for about 10 years, with a likelihood of needing a repair during the last two to three. Leading brands offer a parts and labour guarantee for at least a year. So, if something goes wrong during that period, be sure to contact the manufacturer right away.

 

The National Association of Home Builders released a report a few years ago on the longevity of kitchen appliances. They found that refrigerators can last up to 13 years under normal use. Dishwashers and ovens will start to show their age after nine years. The worst record is for trash compactors, with a life expectancy of only six years before repairs or replacement is required.

 

Microwave ovens last an average of nine years. However, the door seal should be checked often. Otherwise, the unit will quickly lose efficiency. (You’ll notice this when your food doesn’t heat up as quickly and evenly.)

 

All experts agree that the best way to keep home appliances functioning properly is to follow manufacturer’s instructions for use and maintenance. If you’ve lost your user’s manual, you can download a new one (which may contain important updates) from the manufacturer’s website.

Read

When you’re preparing your home for sale, it’s not unusual to need to fix up a few things around the property. After all, you want your home to look its best to buyers, so that you get good offers, quickly.

 

What do you need to fix? Here are three categories that will help you create and prioritize your list.

 

1. Anything that squeaks or creaks.

 

Is there something in your home that makes a noise it shouldn’t be making? Perhaps it’s a rattling closet door or a creaking floor board? You may be so used to it you no longer notice the sound. But buyers will. Be sure to get those items fixed.

 

2. Anything that’s unsightly.

 

You don’t have to make your home look perfect. However, things that are unsightly will likely get buyers’ attention. You want them to focus on the terrific features of your property, not the scuff on the wall. Take a walk through your property, including the yard. Pretend you’re the buyer. Do you notice anything that doesn’t look good? If so, tidy it up, fix it up or replace it.

 

3. Anything that’s broken.

 

If there’s anything that needs repair — an outside tap that’s not working, or a sliding door that regularly careens off its runner — call the contractor or fix it yourself.

 

Getting these items fixed will go a long way toward making your home appealing to buyers.

 

Want more tips on preparing your home for sale? Call today.

Read

You don’t have to freeze in the winter or start reading by candlelight to reduce your electricity bill. There are many simple ways to use less power with little, if any, impact on your lifestyle.

 

A good place to start is with your electronics.

 

According to the David Suzuki Foundation, “Any gizmo that has a clock, digital timer, remote control or standby mode is sucking energy when it's not being used (it's called 'phantom electricity' — and it's scary how much of it there is).” So keep them unplugged as much as possible. Also, unplug charger cords for phone and computers when not in use. Even when not connected to the device, they still suck power.

 

Another easy change to make involves your lights. Switching to compact fluorescent (CFL) or LED light bulbs can save you a lot of energy. They’re 75% more efficient.

 

Finally, the old-fashioned method of insulating doors and windows can work wonders for lowering your electricity bill. In fact, some particularly drafty homes can lose up to 40% of their heat. Check for drafts regularly and repair or replace insulation as needed.

 

None of these ideas will impact your day-to-day living. Yet, they could potentially save you a bundle.

Read

Imagine finding a home you love, making an offer, and then finding out there are other competing offers on the table. Ouch.

 

If you’re looking for a property in a competitive market, it is likely that there will be multiple offers. Even just one can create the risk that you’ll lose the home. So how do you make sure your offer is enticing enough to win over the buyer? Here are some ideas:

 

• Don’t make a low-ball offer. If you do, it might be dismissed and you probably won’t get another chance to bid — especially if the other competing offers are near the listing price.

 

• Have a pre-arranged mortgage and include that with your offer. This reassures the buyer there won’t be any money issues. (Most lenders will provide you with a pre-arranged mortgage certificate for this purpose.)

 

• Go in with a price high enough that the buyer will be interested, but not so high as to be leaving money on the table. This is tricky and requires a savvy knowledge of the current market.

 

• Have a REALTOR® present the offer on your behalf. A REALTOR® will know how to do so professionally, and in a manner that gives you the best chance of getting the home.

 

In a competitive situation, working with a REALTOR® who is an expert on the local market — and a skilled negotiator — is crucial.

 

Looking for a REALTOR® like that? Call today.

Read

In almost every movie featuring a house on fire, the actors seem to be able to move around the house and see just fine, while beating back flames with a shirt or coat. Of course, that’s not what happens in real fires.

 

When there’s fire in a home, there is typically complete darkness (because the power goes out) and a cloud of spreading thick, black smoke makes it difficult to see and breathe.

 

That’s why knowing how to get out of your house — fast — is crucial.

 

Experts recommend rehearsing what to do in case there’s a fire. Make sure everyone in the family has an exit plan. Each should know exactly how to get out, including primary and secondary exits, and where the family will meet once safely outside.

 

Never attempt to take anything with you. It may seem like you have plenty of time to grab a coat or purse, but the characteristics of a fire can change in seconds.

 

As a failsafe, in case you can’t exit through a door, you should determine in advance which window has the safest exit. Make sure that the window opens easily and everyone knows how to remove the screen or any other obstruction.

 

Finally, don’t call the fire department from inside your house. Get out first, then make the call.

Read

You’ve probably seen signs around the area for Open Houses. You may have even attended a few. These are open invitations for potential buyers to drop by on a certain day and time, to check out the property and get more information.

 

When you’re listing your home for sale, you might wonder whether you’ll need to have an Open House.

 

To answer that question, you’ll need to consider the pros and cons. Planning and hosting an open house isn’t as easy as it may seem. There’s a lot of preparation involved. In addition, you’ll likely spend hours making your property look its best and you’ll need to be away from your home for a good part of that day.

 

That being said, an Open House has many advantages

 

  . • It helps showcase features of your property that may not come across well in advertisements and listing descriptions

 

.   • It attracts potential buyers who, for any number of reasons, might not otherwise call to view the home.

 

    • It generates a buzz and publicity about your listing.

 

However, an Open House might not be necessary if there is high demand for properties like yours and you’re likely to get multiple offers.

Read

According to the Centers for Disease Control and Prevention (CDC), 90% of exposures to poisons occur inside the home. Almost all are preventable, if you follow some simple guidelines.

 

• Look for the poison label on products you buy. Visually, it’s a skull and cross bones, often (but not always) with the word POISON above it.

 

• Don’t make assumptions. Sometimes a seemingly innocuous product, like a shampoo, can contain poison or other ingredients which are harmful if swallowed.

 

• Avoid mixing different cleaning products together. When chemicals are combined, they change. Combining some cleaning products can even create toxic fumes.

 

• Keep all medication, even the non-prescription kind, out of reach of children. Never leave medicine on the bathroom counter.

 

• Never use pesticides inside the home unless the product is clearly labeled for indoor use. Then, use only as directed.

 

• Never use a charcoal grill or barbeque indoors, no matter how well ventilated you think you’ve made it. Doing so can easily cause carbon monoxide poisoning.

 

One final tip. Pay attention to the expiry date of products, especially cosmetics and cleaning liquids. As chemicals age, they change and can emit harmful fumes.

Read

Property Surveyors, sometimes referred to as land Surveyors, play a vital role in the real estate world. They are the professionals who determine or confirm the exact boundaries of a property.

 

Will you need to deal with a Property Surveyor when selling your home?

 

You might.

 

Sometimes the mortgage lender will ask for a land survey, especially if your property is older and hasn’t changed hands in many years. You might also be asked for one by the buyer if there is any confusion about the size and boundaries of your property – or if significant changes have been made to it in recent years.

 

This is nothing to be concerned about.

 

A qualified Property Surveyor will do the appropriate inspection and measurements on your property and issue you the survey. (It looks a little like a blueprint.)

 

Property Surveyors are highly trained and licensed. In the United States, the profession is represented by the National Society of Professional Surveyors, with each state having its own governing body. In Canada, Professional Surveyors Canada (PSC) represents the profession nationally, and most provinces have their own professional associations.

 

Before getting a new land survey, make sure you don’t already have one. Hopefully, you’ve stored the paperwork that relates to the purchase of your home. Look through it. A valid land survey might be right there.

 

If you have questions about land surveys, call today.

Read

No matter how much you love your current property, you may be dreaming of the day you can buy up into a better home in a better neighbourhood.

 

Is that day today, or, is it a few years down the road?

 

Here’s a quick way to make that assessment.

 

First, make a list of all the practical reasons why it might be time to move up. Those reasons might include features such as: more bedrooms, proximity to work and school, a larger backyard with trees, nearby parks and walking paths and better access to things you enjoy like theatre.

 

Next, make a list of the emotional reasons for making such a move. Those reasons might include memorable get-togethers with friends on a more spacious deck, an easier and less stressful commute to work, more family time with the kids and enjoyable Saturday golf at a nearby course.

 

Finally, take a financial snapshot to determine if you can afford to move up. You’ll need to get a good idea of what your current property will sell for in today’s market, average price of homes in your desired neighbourhood, and how much mortgage you’ll need.

 

Once you have all that down on paper, you’ll have a clear picture of your readiness. If the practical and emotional reasons for buying up are compelling, and you can afford to make the move, then you have your answer.

 

The time is now!

 

By the way, if you need help in making this determination – especially figuring out what your home will likely sell for, call today

Read

Data is supplied by Pillar 9™ MLS® System. Pillar 9™ is the owner of the copyright in its MLS®System. Data is deemed reliable but is not guaranteed accurate by Pillar 9™.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.